A loan of $1,975 helped to purchase equipment for his dairy farm.

Nikolin's story

Nikolin is a 27-year-old married man who is requesting this loan to purchase some equipment for a dairy farm that he’s been running for a couple of years. Note that the photograph has been taken inside his barn, which is almost empty of equipment. Nikolin collects raw milk from villagers around his area and makes cheese, cottage cheese and butter, all organic.

The village where Nikolin lives has extremely cold weather. During the summer months, residents of this village and others nearby make sure to stock up on food items for the long winters. Potatoes, onions, garlic, and corn and wheat flours are some winter staple foods. As for the preparation of the flour, there is a primitive mill in the village that grinds the corn and wheat for locals for a small fee.

Loan details

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Loan details