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Bardhe, whose name in Albanian means ‘white’, is dressed in black because she is still grieving after her 28-year-old son drowned 7 months ago while he was digging a well for pay in a village far from his home. “I cannot stop crying; I feel guilt, I feel remorse, I feel all these terrible things,” said Bardhe during her interview.

Bardhe is a married mother of seven children who, until a year ago, lived with one of her married sons in Greece. As soon as she arrived back to her native village, she bought two sheep, one goat and the two cows you see in the picture. She wants to use this loan to further expand her livestock activity by adding one more cow and repairing the existing stable.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $3,015,550
    Funds lent in using Kiva
  • 101.6
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Bardhe to add one more cow and to repair the stable.
79% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 3, 2014
Currency Exchange Loss: