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Kipawa Group
In this Group: Sharifa, Vicent
Sharifa is a mother of five children, three men and two daughters of whom one is in school while the others are grown. She has been engaged with fabrics and sarongs door to door sales business. Sharifa also cooks and sells bites (vitumbua, donuts and chapati) with juice at home. She has been in these businesses for seven years and is able to make a fair monthly profit. Sharifa starts her work from 5am to 10am where she cooks and sells bites. After that, she starts knocking door to door searching customers of her second business and end at 5pm daily.

From Tujijenge Tanzania, this is her twelfth loan request which she will use to rent a place for her bites and juices sales business. She needs to rent a nice place where she can serve more people and later on became a big restaurant. With the previous loans, all of which paid back successfully, she used the funds to restock her business with food cooking ingredients; fruits for making juice, baking flour, rice for making vitumbua and cooking oil. She bought a stock of fabrics and sarongs. With the improvement of her business, Sharifa earned an extra income which she used to buy her own bed, TV and covered part of home food expenses. She is really appreciating Kiva loan support which makes her smile. Sharifa dreams that one day she will be able to improve her family life.

She will share this loan with her loan group "Kipawa" which totals two members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,627.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kipawa Group's $1,050 loan helped a member to rent a place for her bites and juices sales business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 2, 2014
Apr 3, 2014
Currency Exchange Loss:
Oct 17, 2014