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Vardanush is from Zarinja village. She lives with her husband and three grown up children (ages 23, 24 and 26 years old). The whole family is engaged in agricultural activities. They keep cattle and cultivate wheat and barley. The farm is sustainable and profitable enough for covering the family's daily costs.

The reason Vardanush asks this loan is to enlarge the agribusiness. She plans to use the loan in purchasing 15 oxen, 5 piglets and forage for feeding the livestock (grass, corn). This loan is a big support for Vardanush's farm and her whole family hopes for support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Vardanush to pay for 15 oxen, 5 piglets and forage for the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Apr 3, 2014
Currency Exchange Loss:
Jan 17, 2015