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Nang C., 28, is a mother of two young children and lives with her husband in Kampong Cham, Cambodia. She is a garment factory worker and typically makes US$2 each day, while her husband, Nith Sean, 27, is a motor-taxi driver, earning around US$2.50 each day as well. He sometimes also acts as a construction worker building houses. Inflation has put the motor-taxi driver off the road; right now everyone make less because of the high price of gas. The government recently issued a report saying that the domestic prices of rice and fertilizer have doubled over the past year, while the price of meat and fish has increased 30 to 60 percent. Nang C. would like to take out a loan of US$800 to breed two cows to have a calf.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 226
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nang to breed two cows to have a calf.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 15, 2008
Currency Exchange Loss:
May 15, 2010