A loan of $625 helped to process more mobile phone credit sales on the weekends.


Yuliana's story

Yuliana lives north of Bogor, about two hours from Jakarta. She manages a small shop selling mobile phone airtime credit. Yuliana is married and lives with three persons in the family home.

Yuliana joined Ruma one month ago because she was interested in selling mobile phone airtime credit. With assistance and support from Ruma’s staff, Yuliana sees improvements in her shop. For the last month, she has earned an average of $2 - $3 per day in mobile phone airtime credit sales.

She hopes to get a Kiva loan as working capital to process more transactions on the weekends. Her goal for her business is to expand and have more new business in the future.



Loan details


Lenders and lending teams




Loan details