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Channary is 19 years old. She is a student who lives in Kampong Cham Province. Now, she has moved to Phnom Penh to study. Channary would like to apply for a loan of 1,785 USD to pay for her tuition fee. This loan helps her to get a higher education and releases her parents’ burden. In the future, she hopes that she can be a staff member in the banking sector and get a higher salary to support her family.

Additional Information

More information about this loan

This loan is part of KREDIT’s higher education program, targeted to poor, low-income, and middle-income students who would otherwise not have the means to attain a higher education. With Kiva funding, KREDIT has designed a new product to cater to the needs of students.  KREDIT believes that all students, regardless of income, should have educational opportunities and sees developing human capital as vital to Cambodia’s future.  

Please be advised that this loan may carry a grace period while the student is in school that could lengthen the repayment term. Please refer to this loan’s repayment schedule before lending.


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,800 helped Channary to pay for her tuition fee.
0% repaid
Repayment Term
81 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Apr 2, 2014
Currency Exchange Loss: