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Im S., 26, is married and lives with her husband and two children in Kampong Cham, Cambodia. She grows many kinds of vegetables and sells them at the market. She is able to make US$2.50 each day. Her husband is a dealer and purchases coconuts from a farm and then distributes them to small sellers in the village market. On average, he makes US$12.50 in revenue each day. He been in this business since 1998. His business was doing better in the past and now he makes less profit because he pays more for transportation.

The couple said they currently have no financial problems because they spend less on their children's education, but once the children are older, they will have to pay more for their schooling.

Mrs. Im S. is requesting a loan of US$1000 to breed a cow to helps with family expenses and use the leftover funds to repair their house. (Her husband is pictured.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Im to breed cow and make home repairs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 15, 2008
Currency Exchange Loss:
May 15, 2010