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Zubada is a 37-year-old woman who lives in Rawalpindi, Pakistan with her two sons, who are studying.

Her husband has been running his own garment business for one year, and he is responsible for feeding the entire family and managing the household. He needs to purchase different types of clothes in bulk for reselling, but due to insufficient financial means he is unable to purchase these clothes. Therefore Zubada is applying for a Kiva loan from its field partner BRAC Pakistan so that she can assist her husband in purchasing these clothes in bulk for his business. He can also increase the size of his business and earn more profit with the help of this loan amount.

Zubada is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 342
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zubada to buy different types of garments for her husband's garment shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 2, 2014
Currency Exchange Loss:
Jan 17, 2015