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Riffat is a 45-year-old, married woman. She is a mother of five children and is motivated to provide her family with good quality food and health.

She has been successfully running a small general store at the corner of her house. She has six years of experience in this field. Her husband assists her by purchasing stocks of goods from the market as he has maintained many contacts over the years.

She wants to grow her business so she requested a loan to buy packs of salts, biscuits and beverages to meet the increasing demand at her store. She is expecting a boost in her earnings and dreams of expanding her business in the future. She is in her second loan cycle but it will be the first loan with Kiva.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 98.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Riffat to buy inventories for the General Store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Apr 2, 2014
Currency Exchange Loss:
Feb 21, 2015