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Rukhsana's Group
In this Group: Rukhsana, Kosar, Rabia, Shazia, Suraiya, Shama, Asmat
Rukhsana baji is a wife of M. B. and lives in the Bund Road area of Lahore, Pakistan. She has lived in this city for the last 32 years and is the mother of two sons, the older of which is in kindergarten. Rukhsana baji's husband makes a living selling cloth, and has been in this business for the last four years. Rukhsana baji is a housewife who prefers to do household work and take care of her family. She successfully repaid her first loan from Asasah (a microfinance institute in Pakistan). She is applying for this loan to buy more clothes for her husband's cloth selling business.

She is joined in her loan group by several members. Kosar baji wants a loan to buy materials for her business selling bangles. Rabia baji wants a loan to buy supplies for her grocery shop. Shazia baji wants a loan to buy material (such as beads, colored thread and sketches) for her embroidery business. Suraiya baji, Shama baji and Asmat baji each want a loan to buy more clothes to resell.

This is a group loan. The loan funds will be distributed among the members, each of whom will invest in her own business. The members mutually guarantee each other's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 309
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana's Group's $1,300 loan helped a member to buy items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2008
Oct 15, 2008
Currency Exchange Loss:
Dec 2, 2009