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Pablo is a Guatemalan artisan who specializes in handcrafted jade and sterling silver jewelry. He would like to invest in a bulk purchase of natural jade and fine silver.

Pablo has been selling through NOVICA since 2011. This is his story:

Pablo dreamed of being an artisan since he was a little boy. "My first piece of traditional silverwork was a Maya design bracelet with quetzal birds, crafted when I was 11. Today, I dream of being able to pass on to my daughter an art that has been in our family for several generations."

"Thank you very much for your microcredit. It is very difficult for us artisans to have enough capital to invest in our own businesses. Your microcredit represents an easier and much safer way to do it. Thank you for your trust."

Use the link below to view Pablo's handcrafted jade and sterling silver jewelry on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Guatemala

  • $5,300
    Average annual income
  • 107
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pablo to invest in a bulk purchase of natural jade and fine silver for his jewelry.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
May 6, 2014
Apr 1, 2014
Currency Exchange Loss:
Oct 17, 2014