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Hajredin is a single 21-year-old male who lives with his entire family in a village. He is very hard-working and enjoys keeping busy and contributing to his family. Right now, he works in construction and also is involved in agriculture. He is also planning on starting a business selling calves after he raises them for some profit.

His father has been engaged in agriculture for many years and has much experience with raising calves and cows, so he will be getting assistance and advice from him to make things run smoothly. He would like to be able to build a stable for the calves and to install a water system for them inside the stable, so he is requesting a loan.

He hopes that the business is profitable and he will be able to save money for his future. His goal is to be able to finish his university and start another business. He is very grateful for this opportunity.

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.


About Kosovo

  • $7,600
    Average annual income
  • 9
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Hajredin to build a stable for the calves and to install a water system for them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 1, 2014
Currency Exchange Loss:
Apr 17, 2016