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Narine lives in the beautiful village Aghavnavank in Tavush region. She says her native village is a perfect place for farming, since pastures here are plentiful and full of green and luscious grass. Since she was a very young girl she has been engaged in farming and agriculture with her parents. Now she continues with her husband and children.

Narine has a daughter and a son. Her husband is a constructer and he does different hired works in his village. In her farm, Narine has five cows, two piglets, 15 chickens and a large plot of land which serves her family as a source of fresh, pure and healthy vegetables (potatoes, beans, cucumber, tomatoes) and fruits (apples, plums, pears, etc.). All her farm goods (dairy products, meat, eggs, vegetables and fruits) she sells to re-sellers as well as using for her family to provide them with wholesome and mellow vegetables and fruits.

Narine needs a loan in order to make her farm bigger and to buy two bulls and animal fodder. She hopes that with the help of this loan, her family income will increase and it will become easier for her to pay for her daughter’s tuition fees.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 413.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Narine to make her farm bigger and to buy two bulls and animal fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 1, 2014
Currency Exchange Loss:
Apr 17, 2016