A loan of $250 helped to buy seeds and fertilizers for chili cultivation.


Laxmi's story

Laxmi is a 45-year-old married woman from Maynaguri. She has completed a secondary level education. Her husband is 52 years old and has completed a higher secondary level education. They have two children. Her husband is running his farming business but it is not running smoothly due to the lack of capital. She heard about BJS (Kiva’s partner) from her friend and decided to take a loan to upgrade her business. She will buy seeds and fertilizers for chili cultivation. Chili is a crop that is very much in demand in their area, so she and her husband decided to cultivate chili. Now, she is very hopeful about her business. She hopes the loan will improve their business as well as the financial condition of her family. She is thankful to BJS and Kiva because she needs this loan for the growth of her business.



Loan details


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Loan details