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Dilafruz is a resident of the Gissar District. She is a hardworking and responsible 37-year-old woman. Currently, she wants to start an agricultural business. Dilafruz and her husband know the techniques for growing crops. They have already purchased an irrigated plot of land in their village and have prepared the ground for sowing. However, they do not have enough money to buy seeds. This is why Dilafruz is requesting a loan to buy potato and onion seeds. By summer, they want to gather a large harvest and receive a good profit from this business. Dilafruz knows that only with your support will this become a reality.
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Дилафруз жительница района Гиссар. Она трудолюбивая и ответственная женщина в возрасте 37 лет. Сегодня она хочет начать сельскохозяйственную деятельность. Дилафруз и ее муж знают технологию выращивания сельскохозяйственной культуры. Они уже приобрели орошаемый участок земли в своем селе и подготовили почву для посева. Однако для купли семян им не хватило средств. Поэтому Дилафруз просит кредит, чтобы купить семена картофеля и лука. К лету они хотят собрать богатый урожай и получить хорошую прибыль от новой деятельности. Дилафруз знает, что только с с вашей поддержки это будет реально.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Dilafruz to buy potato and onion seeds to begin her agricultural business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 1, 2014
Currency Exchange Loss:
Sep 17, 2014