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Agash A. is 51 years old, married, and has four sons. His wife is a housekeeper, while Agash earns income as a market vendor. For the past 15 years, he has been selling men's shoes in the local market. By now, Agash has gained a lot of experience, and his business has been doing well. He has many loyal customers, since Agash makes an effort to satisfy the needs of people with different tastes and income levels. Agash works very hard to be able to give his children a good education. Currently, he would like to increase his working capital in order to purchase new winter shoes for sale. Therefore, Agash is requesting a loan of US$1,200 for a term of 15 months. He promises to repay the loan promptly and thanks everyone for supporting him.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,887,650
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Agash purchase of new winter shoes for sale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 1, 2008
Oct 15, 2008
Currency Exchange Loss:
Mar 15, 2010