The loan will be used to help small businesses of which Danitza is a member. She states that she joined Pro Mujer one year ago after being invited by a sponsor of the institution who visited her at her home. Currently, she has a business selling car parts, a trade that she learned from helping her parents in their business. They worked in their business constantly, and with some savings, she decided to open her own business.
The loan that she is receiving will be used to increase her capital (purchase car parts in bulk), which she will acquire in Chile, and later sell in her store. This form of work allows her to generate an income to support her family, as she lives in a common-law marriage and has two children. When asked what she likes about Pro Mujer, she states that she likes the savings that are offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Danitza es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de autopartes; da a conocer que este negocio lo aprendió al apoyar en su negocio a sus padres, quienes trabajaban constantemente con este negocio, con un poco de ahorro decide independizarse y emprender un negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de autopartes por mayor) que adquirirá de Chile y posteriormente lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece el personal de la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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