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This 25-year-old client runs a business from home making and selling ‘chocobananos’, bananas in chocolate; frozen juice and jelly. She has a lot of customers because these products are very popular. With the income she generates, she is able to take care of some household expenses.

She is a single mother and lives in a relative’s house with her son and her brother.

She is asking for a loan to be able to continue making her products and improve her profits to offer her family a better standard of living.
View original language description ↓
La clienta de 25 años de edad posee un negocio en su lugar de residencia donde elabora y vende chocobananos, charamuscas y gelatinas, tiene mucha clientela porque es un producto muy vendible con lo que obtiene de sus ventas logra solventar algunos gastos de su hogar, es madre soltera vive en casa de un familiar con su hijo y su hermano, la clienta está solicitando un crédito para la para seguir con la elaboración de los productos y asi poder obtener mejores ganancias y darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 511
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped this borrower to buy bananas (guineos), fruit, chocolate, jelly, bags, glasses, spoons and other necessary items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 9, 2014
Currency Exchange Loss:
Jan 17, 2015