A loan of $500 helped working capital to buy materials with which to make clothing.


Cesar's story

Mr. César V. works making sheepskin jackets, vests and jackets, according to the season (winter or summer). Like many Bolivian microentrepreneurs he markets his products in various cities and rural zones outside La Paz. His clothes-making workshop is located on Marcelo Quiroga Santa Cruz Avenue in the city of La Paz, where he lives. He is 52 years old and has been self-employed for more than 20 years. He has 3 sons. His wife assists him in the manufacture, distribution and sale of his products. With this work César creates employment directly and indirectly, that is to say, he has 2 employees he pays by the piece, and his children work in cutting the cloth and making clothing. His sells his products by the dozen; they reach the public through small distributors (indirect employment).

This is the tenth time that César has come to Impro for a loan. His case history in the institution describes him as "client 1": excellent fulfillment of his obligation and the repayment of his loan. The loan for which he is currently applying would be used in the purchase of cloth, closures, thread and other raw materials for the tailoring business. His work and previous credit history with Impro allows him access to this loan, since he has work experience which will generate the earnings with which to repay the loan.

Translated from Spanish by Erin Corcoran, Kiva volunteer.

El señor Cesar V., se dedica a la confección de chamarras, chalecos, parcas de acuerdo a la estación que se tenga (Verano – Invierno), como muchos pequeños microempresarios bolivianos comercializa su producto en varias otras ciudades y zonas rurales fuera de La Paz. Su taller de confección se halla ubicado en la Avenida Marcelo Quiroga Santa Cruz de la ciudad de La Paz, lugar donde también vive. El tiene 52 años y trabaja por cuenta propia hace mas de 20 años, tiene 3 hijas y su esposa es ayudante de confección y distribución y ventas.


Cesar con esta actividad genera fuentes de empleo directo e indirecto, es decir tiene 2 trabajadores a destajo y además sus hijas también trabajan en corte y confección. Sus ventas son por docena y llegan al público a través de comerciantes minoristas (empleo indirecto).
Esta es la 10ma vez que recurre a Impro para obtener un crédito.Su historial en nuestra institución la califica como cliente 1, es decir con cumplimiento excelente en el pago de su obligación. El monto solicitado será destinado a la compra de tela, cierres, hilo y otros insumos propios de su actividad.
Su trabajo, y antecedentes crediticios con Impro le permiten acceder a este crédito, ya que tiene experiencia en su negocio, el cual le da ingresos para cubrir el préstamo



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