Christopher N. is thirty years old. He is single and loves work. He has been spray-painting cars for the past three years. He also does car welding when the need arises. He owns a car spray-painting shop, where customers bring their cars to paint. He also paints rusted durable goods, such as refrigerators, stove, and microwaves.
He is requesting a loan to buy additional tools and materials, such as assorted paints, sand paper, and spraying machines, to expand his operations.
He belongs to the "Action Faith Trust" community group. In this group, members guarantee for one another as social collateral to access loan and peer pressure to repay the loan. His picture was taken at his business site.