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Nazira is 42 years old, married, and together with her husband, is raising four children. Nazira has a secondary education. Nazira and her husband practice livestock breeding and crop farming. She started this business 10 years ago with an initial purchase of cattle in the amount of 5,000 som (KGS). Thanks to Nazira's hard work, she currently has 2 milk cows, 2 horses, and 10 sheep on her farm. Her monthly income is 14,000 som (KGS) from the sale of milk. She also cultivates a 1.86 hectare plot of land on which she primarily grows beans and perennial grasses. The gathered harvest is sold to wholesale distributors. For the purpose of further developing her business, Nazira turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy sheep to increase the size of her herd. Nazira plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to build a new house.
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Назире 42 года, замужем, вместе с супругом воспитывают 4 детей. У Назиры - среднее образование, вместе с мужем Назира занимается животноводством и полеводством, стартовав 10 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Назиры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 лошади, 10 овец. Ежемесячный доход составляет 14,000 сом (KGS) от реализации молока, также обрабатывает 1,86 ГА земли, где в основном выращивает -фасоль и многолетние травы. Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Назира обратилась в Банк "Бай-Тушум" за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Назира планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Nazira to buy sheep.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Mar 31, 2014
Currency Exchange Loss:
Jan 18, 2015