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40-year old Maricela lives with her husband and children. She grows maize and beans. Because she has been a farmer for many years, she has lots of experience and is well known in the area. She has many good customers because she has high quality produce which she sells for a fair price.

The service Maricela provides is unequalled, and she is known for her friendliness. She is an enterprising woman with a great desire to get ahead. She wishes to expand production but needs some capital to do so. She has approached INTEGRAL for a loan to buy seeds, fertilizer, manure, insecticides etc. so she can improve the land where she wishes to grow her crops.

Maricela has references that state she is of good character, responsible, and will make her repayments. She herself trusts that she will be able to pay off her debt and at the same time provide her family with a good life.
View original language description ↓
Maricela de 40 años de edad vive junto a su compañero de vida y sus hijos, ella se dedica al cultivo de maíz y frijol tiene muchos años de dedicarse a la agricultura por lo que se ha hecho de mucha experiencia en el rubro, es muy conocido en la zona y ya tiene buena clientela pues obtiene las mejores cosechas, por lo tanto comercia productos de primera calidad y a precios muy accesibles, además el servicio es inigualable, maricela se caracteriza por su gran amabilidad, es una mujer emprendedora con muchas ganas de salir adelante, quiere aumentar la producción, pero necesita de un apoyo de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, fertilizante, abonos, controles de plagas, etc. y mejorara el terreno donde dese hacer su siembra. Maricela tiene referencias de tener una moral intachable, responsable y de muy buena paga, confía que podrá responder a la deuda y al mismo tiempo podrá darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 551
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Maricela buy seeds, fertilizer, manure, insecticides etc. and improve her land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2014
Apr 9, 2014
Currency Exchange Loss:
Apr 17, 2015