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Reyna Isabel

Update on Reyna Isabel

Reina Isabel is the mother of her family and lives in the La Fuente neighborhood on the outskirts of the city of Managua. For many years, she has devoted herself to business, which has allowed her to pay off her four previous loans that were used to make repairs to her house. She is certain that thanks to her great effort she will be able to finish building her own home.

Reina is requesting this loan to purchase the following construction materials: zinc, purlins, screws and paint. With these, she will replace a large portion of the roof of her house because during the rainy season it leaks.
View original language description ↓
Reina Isabel es madre de familia y habita en el barrio La Fuente ubicado en la periferia de la ciudad de Managua, desde hace varios años se dedica a la actividad de comercio, el cual le ha permitido cancelar los cuatro créditos anteriores, habiendo sido destinados para la mejora de condiciones de su casa; ella asegura que gracias al gran esfuerzo que realiza podrá terminar de construir su propia casa. Reina solicita el crédito para la compra de los siguientes materiales de construcción tales como zinc, perlines, golozos y pintura, con ellos cambiará gran parte el techo de su casa que en temporada lluviosa no presta las condiciones.

Previous Loan Details

Sra. Reyna rents out rooms in order to earn a living. She also sells basics like rice, beans, sugar, meat and chicken from her house. The business is doing well. Her children are now adults and have jobs. With help from her husband, Reyna has made progress. Now she is seeking a loan for the fo... More from Reyna Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Reyna Isabel purchase construction materials such as: zinc, purlins, screws and paint.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Apr 3, 2014
Currency Exchange Loss:
Apr 17, 2015