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Jiguiya Group
In this Group: Djenebou , Diahara , Kadia , Sadio, Aichata , Tata N°2 , Fatoumata, Nana
YELEN is a group of the association JIGUIYA de CARRIERE. It is composed of women who know one another through ties of kinship and community. The women average 25 years of age. Married with an average of one child, they run different businesses, such as the buying and selling of grains, as does DJENEBOU, who is the first persons standing from the left in the photo. The women live in large traditional families in Sub-préfecture de SELINGUE, Région de Sikasso (Republic of Mali). The women have been in small-scale commerce for several years and are much in demand in their businesses buying and selling condiments: black pepper, tomatoes, and onions.

Concerned about satisfying the growing needs of their customers, the group members decided to join the Soro Yiriwaso loan program ten years ago. They are now on their eleventh solidarity loan.

DJENEBOU, who is the group's president and well-known in CARRIERE, excels in selling condiments. She intends to use her loan to purchase 5 sacks of onions. She gets her supplies locally from wholesalers and sells her goods retail to a mixed customer base paying with cash or credit in SELINGUE. She is hoping for a monthly profit of 80,000 francs CFA that will enable her to pay back the loan and to reinvest in her business buying and selling condiments.
View original language description ↓
YELEN est un groupe de l’association JIGUIYA de CARRIERE. Il regroupe des femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 25 ans. Mariées avec en moyenne un enfant, elles mènent différentes activités telles l’achat vente de condiments à l’image de DJENEBOU qui est la première personne debout de la gauche vers la droite de la photo. Elles vivent dans des grandes familles traditionnelles dans la Sous-préfecture de SELINGUE (Région de Sikasso, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités d’achat vente de condiments : poivres, tomates et oignons.
Dans le souci de satisfaire le besoin croissant de leurs clientèles, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso, il y a dix ans. Elles sont à leur onzième prêt solidaire.
DJENEBOU, qui est la présidente du groupe et très connue à CARRIERE, excelle dans la vente de condiments. Elle compte utiliser son prêt pour acheter 10 paniers de tomate et 5 sacs d’oignon. Elle s’approvisionne à SELINGUE et sur place auprès des grossistes et vend ses articles à SELINGUE, en détail, au comptant et à crédit, à une clientèle mixte.
Elle espère sur un bénéfice mensuel de 80.000FCFA somme qui lui permettra de rembourser le prêt et être réinvestir dans son activité d’achat vente de condiments.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 59
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 475.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jiguiya Group's $3,375 loan helped a member to purchase condiments, such as tomatoes and onions.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Mar 28, 2014
Currency Exchange Loss:
Sep 17, 2014