A loan of $3,000 helped to pay for 7 oxen.


Lyudmila's story

Lyudmila is a mother of two little kids ages 2 and 3 years old.
Together with her husband Lyudmila runs a small farm. They keep three cows, 4 oxen and cultivate wheat and grass. They are very enthusiastic about willing to improve family’s social condition.
Lyudmila applied for this loan of USD 3000 to be able to enrich her livestock by 7 more oxe. As this is Lyudmila's first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products in the past because they have no credit history.
The loan is important for Lyudmila and she will hope for lenders' support.



Loan details


Lenders and lending teams




Loan details