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Ebele is 42 years old and a mother of five children. She runs a mill located at Elele village, over the years; the mill has suffered much setback because of lack of water in the village. This is common in most villages in Nigeria, local residents depend on local built water well or boreholes within range. This has made life really difficult for rural dwellers especially those that depends much on water to run their business. The nearest borehole to Ebele family mill is about 2km away from the mill and her customers finds it very difficult conveying water from the borehole to the mill every day. It is expected that after successful construction of this water tank, mill users will increase and also life will be made easier for the manual workers at her mill. Also this will bring in more clients and boost her annual income. The tank is expected to store up to 6,000 gallons of rain water during the raining season which can serve the mill from December until mid March when new rain is expected.

What she is requesting from Kiva lenders is half of the total cost, as she will pay the balance cost from her previous year’s savings

Building this water source tank will not only increase Ebele income but will also make her happy in life considering the fact she and other mill users have suffered much as a result of this.

The mill and their palm trees plantation is their only source of income and from that they support their children school fees and feeding.

She thanks all Kiva lenders who share her pains and lovely contribute to her loan.

Additional Information

About Nke-Anyi FMCS

Nke-Anyi was established to empower rural palm oil millers working in the southeastern Nigerian states. The organization works as a cooperative, in which members save a certain amount per month, generate a return each year and redistribute the loans to co-op members.

The organization works with clients to provide access to financial services, training, access to markets and SMS-based information around palm oil prices.


About Nigeria

  • $6,100
    Average annual income
  • 211
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 164.1
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Ebele to help Ebele complete the total cost of building an underground water storage tank for her palm oil mill.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 24, 2014
Apr 4, 2014
Currency Exchange Loss:
Apr 17, 2015