A loan of $1,050 helped to process more mobile phone credit sales on the weekends.


Raina's story

Raina lives north of Bogor, about two hours from Jakarta. Raina manages a small shop selling mobile accessories and mobile phone airtime credit. Raina is married and lives with four persons in the family home.

Raina joined Ruma one month ago because she found it interesting to sell mobile phone airtime credits. With assistance and support from Ruma’s staff, Raina sees improvements in her shop. For the last month, she earned an average of $9 - 10 per day in mobile phone airtime credit sales. She hopes to get a Kiva loan as working capital to process more transactions on the weekends. Her goal for her business is to expand and have more new business in the future.



Loan details


Lenders and lending teams




Loan details