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Kholniso is a hard-working woman. She is married and has two non-adult children. She lives with her family in the north part of Tajikistan.

Kholniso has been busy with animal husbandry more than six years. Little by little, with the passing of the time, she developed her business. Her husband helps her with managing the business.

Kholniso sells milk to local people. She also sells kefir and sour cream.

Kholniso is going to further develop her business. With this aim, she is asking for a loan of TJS 10,000 (somoni) to buy cows in order to increase working capital. She awaits your support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Kholniso to buy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 28, 2014
Currency Exchange Loss:
Nov 17, 2014