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Sandra Francisca
Sandra lives in the municipality of Ticuantepe. She is the married mother of three children. Her husband works as security for a private company. She has a business selling second-hand clothing. She is requesting the loan to purchase a bale of used clothing for women, men and children to fill orders that she has. She is grateful to the support that Kiva and Afodenic have given her so that she can improve her finances.
View original language description ↓
La señora Sandra Habitante del municipio de Ticuantepe, casada madre de tres hijos en edades escolares, su esposa labora como CPF para una empresa privada, ella tiene como actividad comercial la venta de Ropa de Segunda, el credito lo solicita para la compra de Paca de Ropa para Damas, Caballeron y Niños ya que actualmente necesita invertir por que ha recibido bastantes encargos. Agradece el apoyo que Kiva y Afodenic ha minifestado en ella para asi poder mejorar su economia

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sandra Francisca to buy bundles of clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 2, 2014
Currency Exchange Loss:
Feb 17, 2015