Funded

Total loan: $20,000
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Nazira

Iraq
Iraq / Bakery

A loan of $20,000 helped to purchase a vehicle to distribute her local Kurdish bread to supermarkets and groceries.


Nazira's story

Enjoying the respect of her family and community, Nazira opened her traditional Kurdish bread bakery three years ago.

She is a 46-year-old mother. After her husband passed away in the year 2008, she took over the responsibility of raising her five children and is still holding that responsibility. She wanted to do something to generate income to her and her family, but she couldn't get a job since she left school early, and she didn't work outside her home to gain experience. Therefore, she had the idea of a local Kurdish bread bakery, as she had gained the experience of making it from her mother since her earliest age.

Her professional start was not easy. Like most of Iraqi women, the biggest challenge she faced was lack of capital. But she was determined to provide income to her family, so she convinced her family and mother to sell their family property to start her business. Now, her mother and children are proud of her and say that her business preserves local Kurdish customs and bread. Nazira is proud of her business as well because she is providing job opportunities and income to more than 10 women, many of them widows.

Nazira is responding to her clients’ demand to have the local Kurdish bread close to them, and therefore she applied for an SME loan in the amount of $20,000 to buy a vehicle to distribute her local Kurdish bread to the supermarkets and groceries in the surrounding neighborhood. Her hope for the future is to open branches in other cities in the Kurdistan region and to open a local Kurdish sweets shop in her city.



Loan details

Loan length:

26 months
Disbursed date: February 25, 2014
Facilitated by Field Partner: Relief International Microfinance Iraq

Lenders and lending teams




Loan details

Loan length:

26 months
Disbursed date: February 25, 2014
Facilitated by Field Partner: Relief International Microfinance Iraq