A loan of $1,075 helped to process more mobile phone credit sales on the weekends.


Ariyen's story

Ariyen lives north of Bogor, about two hours from Jakarta. He manages a small shop selling tools and mobile phone airtime credit. Ariyen is married and lives with three persons in the family home.

Ariyen joined Ruma one month ago because he was interested in selling mobile phone airtime credit. With assistance and support from Ruma’s staff, Ariyen sees improvements in his shop. For the last month, he has earned an average of $10 - $11 per day in mobile phone airtime credit sales.

He hopes to get a Kiva loan as working capital to process more transactions on the weekends. His goal for his business is to expand and have more new business in the future.



Loan details


Lenders and lending teams




Loan details