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Munara is 60 years old, married and raising 3 children together with her husband. Munara has a secondary education. She and her husband are involved in animal husbandry and farming, having started 20 years ago with a purchase of livestock with 20,000 som (KGS). Thanks to Munara's hard work, today her business contains 5 dairy cows, 15 sheep and 2 horses. The monthly income amounts to 15,000 som (KGS). She also works on 7.58 hectares of land, where she primarily grows barley. The obtained harvest is sold to wholesale distributors. In order to further develop her business, Munara requested a loan from the bank "Bai-Tushum" to buy cows to increase livestock headcount. Munara plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money for holding a wedding celebration for her son.
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Мунаре 60 лет, замужем, вместе с супругом воспитывают 3 детей. У Мунары - среднее образование, вместе с мужем Мунара занимается животноводством и полеводством, стартовав 20 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Мунары, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, 15 овец, 2 лошади. Ежемесячный доход составляет 15,000 сом (KGS), также обрабатывает 7,58 ГА земли, где в основном выращивает -ячмень. Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Мунара обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Мунара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение свадебного торжества для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,850 helped Munara to buy cows.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Mar 26, 2014
Currency Exchange Loss: