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Mrs. Chhay Kemheng's Village Bank Group
In this Group: Chhay, Chum, Ros, Heng, Chea, Shem, Ny, Krouch, Phoung, Shem, Kung, Noun, Saom, Mao, Seik, Hem, Long, Men, Toun, Soun, Muth
This village bank consists of twenty-one members who are located in Kandal Leu Village in Kandal Province, Cambodia.

Mrs. Chhay K. has been selected by the members to be the village bank president. She owns a small store where she sells dinnerware (plates, glasses, chopsticks…etc). Her business is going well and she wants to expand it, so she has decided to ask for a loan to buy more dinnerware to resell to her customers.

Her husband, Mr. Chum Routha, has a small business in which he uses electricity to charge customers' batteries.

Mrs. Chhay K. is 34 years old and the mother of three children, a 3-year-old, and two children who attend the local school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,177.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Chhay Kemheng's Village Bank Group's $2,975 loan helped a member to buy more dinnerware to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 15, 2008
Currency Exchange Loss:
Sep 18, 2009