A loan of $600 helped to buy new clothing, cosmetics, shoes, and other items to sell.

Gray Emilia's story

Gray Emilia is an adult woman who is married and has three young children. She is originally from one of the towns in Chinandega, which is located in the western part of the country. This area is known for its beautiful beaches, commerce, and tourism.

Gray Emilia is known as a hardworking and responsible woman who has the drive to succeed on a personal level. She started her business at a very early age so that she could help with the household expenses. Gray Emilia is the owner and manager of a small general merchandise store located in her home. She offers different styles of clothing for young people, children, and adults. These items include trousers, skirts, blouses, shorts, and shirts, as well as bedding, shoes, school supplies, toys, and sodas. She also offers cosmetic products such as make-up, crèmes, shampoo, and other items. Gray Emilia purchases her goods with cash in another town, so she must travel there on a weekly basis. She has both established and occasional customers. Her sales are conducted on a cash basis.

One of her dreams is to see her children finish their degrees and become professionals. She also wants to grow her business even more so that she can provide a better future for her children. The purpose of this loan is to invest it as operating capital so that she can restock her business of buying and selling new clothes and cosmetics. In the near future, she wants to generate more income.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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