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Ream L., 30, is married and lives with her husband in Kork Russey, in the Siem Reap province of Cambodia. She started a business in 2002 selling various grocery products, making an average of $15/day in income. Her husband is a rice farmer and and the output he gathers only feeds his family. Ream L. is really happy with her increase in sales and is happy to see her business improving.
Inflation rate in Cambodia is still a big concern especially with the high price of goods on the rise. Ream L. uses a taxi to in order to purchase large quantities of grocery products from wholesalers to resell. The majority of the products have doubled, as well as the cost of taking a taxi back and forth.
In order to deduct her business transportation expenses and to help accelerate her business output, Ream L. is asking for a loan from KIVA to purchase a motor-bike so she can purchase more goods.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ream to purchase a motor-bike to use for her business transportation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 15, 2008
Currency Exchange Loss:
May 15, 2010