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Update on Ramiro

Ramiro is single, has no children, and lives in El Alto with his parents in a house made of brick. Ramiro operates a taxi and is requesting the loan to do maintenance on his vehicle. Ramiro is the sole source of income for his household, and that he is why he needs your help.
View original language description ↓
Ramiro es soltero, no tiene hijos, vive en El Alto con sus padres en una casa de ladrillo y cemento. Ramiro se dedica al transporte publico Ramiro pide un prestamo para hacer mantenimiento de movilidad Ramiro es la unica fuente de ingresos en su hogar por eso necesita su ayuda

Previous Loan Details

Ramiro is single. He lives in his parents’ house in the Villa Ingenio area of the city of El Alto. He attended school up until high school, and he works as a driver. He owns his business, and he is affiliated with a union. He needs the loan to buy a tank of natural gas because gasoline is m... More from Ramiro's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 151
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Ramiro to maintain his vehicle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 8, 2014
Mar 31, 2014
Currency Exchange Loss:
Oct 17, 2015
This photo was used before for a previous loan for Ramiro. It was first posted on Kiva on Aug, 2013. Learn More