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Miriama T., 49 and married with six children, has many years of experience in the banana plantation and shop businesses, selling to the general public six days per week. She has proven herself to be responsible borrower from previous loans with SPBD, and is now requesting a new loan to purchase chemicals, fertilizers, pesticide, and sacks of sugar, rice and flour.

SPBD loans are Miriama's only access to capital because she has never been able to qualify for loans from the traditional banks.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 34
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Miriama to purchase chemicals, fertilizers, pesticide, sacks of sugar, rice and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 29, 2008
Dec 1, 2008
Currency Exchange Loss:
Jan 15, 2010