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Zafar is 40 years old man. He lives in Rawalpindi, Pakistan. With four children, her children are doing study. he has been running his own business of clothes selling for 10 years, he is only responsible to feed the entire family and manage the house hold. He needs to purchase different types of clothes in bulk for reselling purpose, but due to insufficient financial means he is unable to purchase these clothes. Therefore he is applying for Kiva loan from its field partner BRAC Pakistan. So that he can purchase these clothes in bulk for his business. He wants also increase the size of his business and earn maximum profit with the help of this loan amount.
Zafar is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Zafar to buy fabrics for reselling purpose.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 25, 2014
Currency Exchange Loss:
Apr 19, 2015