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Noreen is 42 years old woman, residing in Rawalpindi, Pakistan. She is a mother of four children. Her husband is out of country, he is the guardian of family and responsible to fulfill the need of all family members. Noreen has been running her own beauty saloon for past fifteen years, she also contribute her income with her husband to manage the house hold.
She needs to buy different types of cosmetics i.e creams, hair brush, and other accessories for her beauty saloon but due to financial constraints she is not capable to buy these items for her business purpose. Therefore Noreen has applied for Kiva loan in group with other two members. This loan will help her to buy the relevant items for her business purpose so that she can provide better services to her customers, it will also helpful for her to earn maximum profitable income to fulfill the needs of her business and family.
on this financial assistance Noreen is very grateful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Noreen to buy different types of cosmetics and other items for her business purpose.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Mar 25, 2014
Currency Exchange Loss:
Jan 17, 2015