Familia Responsable (Cuenca) Group
One of the members of this group is Señora Fabiola. She is taking out her second loan along with her friends from the loan group Familia Responsable. She likes her group because everyone is like family, and this form of credit helps them to become more united and to have a better relationship of friendship and camaraderie.
Señora Fabiola is 20 years old. She is married and has a son who is 2 years old. Her husband works as a day laborer. They don't have their own house, so they live in her father's house and share the expenses.
Doña Fabiola stays at home to care for her little son, but to help her husband pay the household expenses, she raises chickens and guinea pigs. She also farms, and what she harvests is for their home and to sell.
The money from her loan is to buy chickens, guinea pigs, and seeds for her plantings. Her goal is to have her own house.
Una de las socias de este grupo es la Señora. Fabiola, se encuentra realizando su segundo crédito a lado de sus amigas del grupo de crédito Familia Responsable, su grupo le gusta porque todos son familia y esta forma de créditos les ayuda hacer más unida y tener una mejor relación de amistad y compañerismo.
La Señora Fabiola tiene 20 años de edad, es casada y en su unión conyugal ha concebido un hijo de 2 años, si esposo labora como jornalero, no tienen casa propia por lo que viven en casa de su padre y comparten los gastos.
Doña Fabiola pasa en casa al cuidado de su pequeño hijo, pero para ayudarle a su esposo a solventar los gastos del hogar se dedica a la cría de gallinas y cuyes, también cultiva y lo que cosecha es para su casa y para la venta.
El dinero de su crédito es para comprar gallinas, cuyes y semillas para sus cultivos. Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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