A loan of $1,075 helped a member to purchase fertilizers to increase crop yields.


Mrs. Vin Khum's Village Bank Group's story

This village bank loan, which is located in Svay Pok Village in Kampong Chhnang Province, consists of nine people. Mrs.Vin K. is the village bank president as selected by the members. She and her husband, Mr. Norn Kron, are farmers who cultivate rice to earn a living. The plantation has recently become infertile producing smaller yields so Mrs Vin K. has decided to ask for a loan to buy fertilizers to increase crop production. Mrs. Vin K. is 36 years old and the mother of four children who are all attending the local school.

This is a village bank loan consisting of mainly end-of-term loans. Three members have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Vin, Buos, Mang, Nam, Sim, Mout, Sorn, Noem, Oun



Loan details


Lenders and lending teams



Loan details