A loan of $1,075 helped to process more mobile phone credit sales on the weekends.


Juaningsih's story

Juaningsih lives north of Bogor, a semi-urban area about two hours from Jakarta. Juaningsih is single and lives with six persons in the family home.

Juaningsih began working with Ruma three months ago because she was interested in earning income by selling mobile airtime. She feels really excited to expand her business in selling mobile phone airtime credits and servicing bill payments. For the last three months, she has around $44 – 45 per day in sales on average (just mobile phone airtime credit sales). As the business continues to run, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends



Loan details


Lenders and lending teams




Loan details