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Cholponay is 45 years old, married, and together with her husband, is raising four children. Cholponay has a secondary education. Cholponay and her husband practice livestock breeding and crop farming. She started this business 14 years ago with an initial purchase of cattle in the amount of 1,000 som (KGS). Thanks to Cholponay's hard work, she currently has 2 milk cows, 1 calf, and 1 heifer on her farm. Her monthly income is 17,000 som (KGS) from the sale of milk. She also cultivates a 0.52 hectare plot of land on which she primarily grows potatoes and corn. The gathered harvest is sold to wholesale distributors. For the purpose of further developing her business, Cholponay turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows to increase the size of her herd. After purchasing the cattle, they will be located on her farm. In the summer, they will be under the care of a shepherd. Cholponay plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to make home repairs.
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Чолпонай 45 лет, замужем, вместе с супругом воспитывают 4 детей. У Чолпонай - среднее образование, вместе с мужем Чолпонай занимается животноводством и полеводством, стартовав 14 лет назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Чолпонай, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы,1 теленок, 1 нетель. Ежемесячный доход составляет 17,000 сом (KGS) от реализации молока, также обрабатывает 0,52 ГА земли, где в основном выращивает -картофель и кукурузу. Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Чолпонай обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров для увеличения поголовья скота. После закупки коров, они будут находиться в собственном хозяйстве. Летом скот будет под присмотром пастуха. Доходы от кредита Чолпонай планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,868,550
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Cholponay to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 24, 2014
Currency Exchange Loss:
Apr 17, 2015