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Thaem's Group
In this Group: Thaem, Voeurng
A citizen from Memoth district of the Kampong Cham province, Thaem is 38 years old and a widowed mother of two children. As the breadwinner in the family, she farms cassava and rice as her main business. Her first loan was the original loan for Thaem with VisionFund (Kiva’s partner). She has fully paid back her past loan wisely and it has enabled her to support her business on time.

Now, she leads a group of two to get a new loan. She is looking for a loan of 4,000,000 KHR while her joint borrower is applying for 3,000,000 KHR. Thaem, who is the leader, will spend her entire loan portion to pay labor and plowing fees, and to buy fertilizer and pesticide. She hopes that she will get a good income so she can build a decent house for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,990.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thaem's Group's $1,775 loan helped a member to pay labor and plowing fees, and to buy fertilizer and pesticide.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 24, 2014
Currency Exchange Loss:
Mar 17, 2016