A loan of $1,600 helped to buy clothes, perfumes, creams and cosmetic products.

Jovanny Janeth's story

The "Jardin de la Artesanía" loan group meets every fortnight in the Montecristi canton, an area known for its rich, pre-colonial culture and for its handicraft products that are known around the country and around the world. It is from here that the famous Panamá hat originates.

And it is here that 53-year-old Jovanny lives. She is married and has four - now adult - children, the youngest of whom still lives at home; Jovanny's husband is retired.

Jovanny is a teacher at a local school but also works selling all types of clothes and Avon products (beauty products, cosmetics, perfumes and women's accessories). She works every day as she sells at the school where she teaches and at the weekends she also goes around her local town to sell the goods. Jovanny sells on credit, collecting payments every week. She has been doing this work for five years, and it has allowed her to earn a little extra to look after her family's well-being.

This loan will be used to buy clothes, perfumes, creams and cosmetic products. Jovanny has been with the loan group for four years and she likes it because the loans are a great help in her life. Jovanny's dream is to have a boutique.

Translated from Spanish by Kiva volunteer Iain Gaw

Loan details

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Loan details