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Carmelina is 51 years old. She lives in her own house with her family. She has a little store where she sells all types of products. Recently she has had many customers, because she always has what people need, with products of excellent quality at really affordable prices and with unequaled service. Carmelina is an entrepreneurial woman with a great will to advance. She wants to make her business grow, and it is for this reason that she is applying to Integral for a loan that will allow her to buy basic grains, instant products, cold meats, candies, beverages, etc. She has confidence that with her dedication she will be able to give her family a better quality of life.
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Carmelina de 51 años de edad vive en casa propia con su familia. Ella posee una pequeña tienda donde vende todo tipo de productos, últimamente se ha hecho de mucha clientela, pues siempre tiene lo que las personas necesitan con productos de excelente calidad a precios realmente accesibles y con un servicio inigualable; Carmelina es una mujer emprendedora con muchas ganas de salir adelante, quiere hacer crecer su negocio es por eso que le solicita a INTEGRAL un crédito que le permita comprar granos básicos, producto instantáneo, embutidos, golosinas, bebidas etc. ella tiene la confianza que con su dedicación podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 492
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Carmelina to buy basic grains, instant products, cold meats, candies, beverages, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Mar 28, 2014
Currency Exchange Loss:
Apr 17, 2015