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The customer is 22 years old, and she lives in her own home with her parents and family. Four years ago, she started in the business of selling fish by foot through the different neighborhoods near her home. With what she earns from her sales, she helps with the household expenses. The customer is requesting a loan so that she can buy fish at the wholesale market which will let her continue with her job, her only source of income. That way she can continue helping her family so that together, they will have a higher quality of life.
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La clienta de 22 años de edad vive en casa propia junto a sus padres y su grupo familiar, desde hace 4 años se dedica a la venta de pescado lo hace de forma ambulante por las diferentes colonias que se encuentran cerca de su lugar de residencia, con lo que obtiene de sus ventas ayuda en su casa con los gastos, la clienta está solicitando un crédito para la compra de pescado por mayor para poder seguir con su trabajo ya que esa es su única fuente de ingresos y así seguir ayudando a su familia para que puedan tener junto con ella una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped this borrower buy fish at wholesale rates.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 28, 2014
Currency Exchange Loss:
Sep 17, 2015