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Armando is 57 years old and lives with his wife and son in a house of their own. He dedicates to the cultivation of corn and beans. He has worked in agriculture for 35 years, and that has given him a lot of experience that allows him to get better crops. He trades them in the surrounding area of his community, and he has a lot of customers due to the quality and reasonable prices of his products, and the great customer service that he offers.

He needs to invest in his business, and that’s why he’s asking for a loan to buy seeds, insecticide, weed-killer, fertilizer, manure, pest control, among others. He has a good payment history with his acquaintances, and he’s really responsible. He assures that he’ll be able to make his payments in the established period of time, and trusts that he’ll bring economic stability to his home.
View original language description ↓
Armando de 57 años de edad vive junto a su esposa y su hijo en casa propia, el se dedica al cultivo de maíz y frijol, tiene 35 años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que lo prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; el necesita invertir por eso le solicita un credito que le permita comprar semillas, insecticida, herbicida, fertilizantes, abonos, controles de plagas, etc. así como muestra la fotografía. Armando tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Armando to buy seeds, insecticide, weed-killer, fertilizer, manure, pest control, among others.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Mar 28, 2014
Currency Exchange Loss:
Oct 19, 2014