A loan of $625 helped to process more mobile phone credit sales on the weekends.


Tugiman's story

Tugiman lives north of Bogor, a semi-urban area about two hours from Jakarta. Tugiman is single and lives with four persons in the family home.

Tugiman began working with Ruma six months ago because he was interested in the income from selling mobile airtime. He feels really excited to expand his business in selling mobile phone airtime credits and servicing bill payments. For the last three months, he has around $52 - 53 per day in sales on average (just mobile phone airtime credit sales). As the business continues to run, he hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams




Loan details